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This article discusses the networked forms of governance that have arisen as part of roll-out neo-liberal policies in Mumbai, India, focusing on the flood of 26 July 2005 and its aftermath. The municipal government's inaction during and after the flood is attributed to the decentralization of governance, as well as to cutbacks to public health and basic services in recent years. The rise of competitive urbanism as a part of roll-out neo-liberalism is analyzed as producing gaps in disaster management planning and implementation. The article concludes with a call for a refinanced state and a centralization of municipal bodies under a unified municipal council, seen as necessary to provide the professionalized services required during large-scale emergencies such as floods.